‘I’ll probably be working until I die’: I’m 60, work as a restaurant server and have $2,000 in an IRA. Who can help me?

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‘I’ll probably be working until I die’: I’m 60, work as a restaurant server and have $2,000 in an IRA. Who can help me?
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Summary

“Last year, I had to buy a used car because my previous one died. I also have $4,400 in credit-card debt.”

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